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DP.20 | Dividend Portfolio Update #20 (December 2025)
Portfolio Shareholder Letter, December 2025 To fellow investors: At year‐end 2025 our Dividend portfolio of 20 equities sits at about $4,590. During the year we’ve mainly held our positions, letting our businesses compound and reinvest their dividends (DRIP is on). In Buffett style, let’s skip the buzzwords: these are all businesses we own, not trades we’ll flip. Our goal remains… Read more
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D.20 | UNH
D.20 – UnitedHealth Group (UNH): Resetting a Healthcare Dividend Machine UnitedHealth Group: Evolution of a Healthcare Dividend Machine From Charter Med to Colossus – The Origin Story UnitedHealth Group’s journey began in the mid-1970s amid America’s push to reorganize healthcare financing. In 1973, the HMO Act encouraged new “health maintenance organizations” as an alternative to… Read more
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DP.19 | Dividend Portfolio Review
November 2025 Market & Dividend Landscape: Analysis of Dividend Income and Strategic Pathways I. Executive Summary: Your Current Dividend and Capital Profile A. Top-Line Dividend Summary This report provides a comprehensive diagnostic of the $4,058.71 equity portfolio. Our analysis begins by confirming your calculations: based on current dividend payout rates and the 19 equity positions… Read more
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D.19 (CTAS)
Cintas Corporation (CTAS): The Uniform Authority Powering Everyday Operations D.19| Nov ’25 | (CTAS) Understanding $CTAS: A Dividend King Delivering Recurring Reliability and Growth By Zachary Gedal | ~30-minute read Part 1: Company Overview and Philosophy Introduction Cintas Corporation (NASDAQ: CTAS) stands as one of the most enduring success stories in American business services—a company… Read more
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DP.18 | Dividend Portfolio Review
I. October 2025 Market & Dividend Landscape: Easing Rates Meet AI Momentum October 2025 Dividend Portfolio Update (DP.18) I. October 2025 Market & Dividend Landscape: Easing Rates Meet AI Momentum Market Summary: The fourth quarter kicked off with equity markets near record highs. The S&P 500 advanced briskly through Q3 (up 8.1% for the quarter… Read more
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D.18 | Intuit Inc. (INTU): Dividend Dynamics in a Fin‑Tech Powerhouse
Executive Summary Intuit Inc. (NASDAQ: INTU) is best known for household names like TurboTax, QuickBooks, Credit Karma and Mailchimp. The company has evolved from selling packaged tax software into a platform that combines artificial intelligence (AI), data analytics and human experts to serve consumers and businesses across the tax, personal‑finance and small‑business ecosystems. Fiscal 2025… Read more
My Investing Journey
Hey there, fellow investor!
About Me
Whether you’re here to uncover hidden dividend gems, level up your investing skills, or stay in the loop with the latest market events, you’ve landed in the right spot. This blog dives into the coolest corners of the universe—from practical investing tips to in-depth dividend stock reviews. So grab your portfolio, hit that follow button, and let’s conquer the world of investing together! 🚀
As an investor and lifelong student of finance, I’m passionate about demystifying the world of investing. I started this blog to explore everything from dividend investing and wealth management to broader personal finance education, always with an eye toward long-term value and continuous learning. For me, clarity is key—I love breaking down complex financial concepts into digestible insights that anyone can understand.
My goal is to be a trustworthy, approachable guide on your financial journey. I strive to be both professional and personable, sharing well-researched insights alongside personal anecdotes to show you who I am and why I care. I maintain a conversational yet informed tone because learning about finance should be engaging, not intimidating. That means demystifying the jargon without sacrificing depth or nuance, giving you insights that are both accessible and meaningful.
Above all, I never stop learning—Charlie Munger once said “the game is to keep learning”, and I take that to heart. My curiosity drives me to continually explore new strategies and ideas, so I can bring you fresh insights and time-tested principles that help you invest smarter for the long run. Ultimately, I’m committed to sharing high-quality insights and making smart investing accessible to everyone.
