My Investing Journey

  • DP.12 | Dividend Portfolio Update #12

    DP.12 | Dividend Portfolio Update #12

    Dividend Portfolio Update #12 – April 2025 DP.12 | Dividend Portfolio Update #12 – April 2025 Welcome back to Gedal Notes, where we track the journey toward building a lasting dividend snowball. Let’s dive into the April 2025 update! Part I – Portfolio Snapshot Commentary: We passed another milestone this month, crossing the $1,300 mark. It’s… Read more

  • D.12 | BDX

    D.12 | BDX

    BDX 1. Part 1: Company Overview and Philosophy • (1) Introduction • (2) Founding and Early History • (3) Cultural and Ethical Values • (4) Leadership Philosophy and Style • (5) Innovation and Adaptability • (6) Strategic Decision-Making • (7) Human Capital and Management • (8) Market Position and Competitive Landscape • (9) Risks and… Read more

  • DP.11 | Dividend Portfolio Update #11

    DP.11 | Dividend Portfolio Update #11

    Dividend Portfolio Update #11 – March 2025 PART I – Prologue Of My Journey When I first decided to venture into dividend investing, I had no idea how much it would shape the way I think about stocks. There was something inherently comforting in the concept that companies would pay me just for holding their… Read more

  • D.11 | WM

    D.11 | WM

    From Trash to Treasure: Dividends, Disposal, and a Cleaner Future with ($WM) Below is a two-part, in-depth analysis of WM (NYSE: WM)—formerly known as Waste Management, Inc.—mirroring the structure used in our previous long-form explorations (e.g., Ecolab). Each numbered section outlines a key dimension of WM’s business, strategy, and dividend philosophy, followed by a “Bonus:… Read more

  • DP.10 | Dividend Portfolio Update #10

    DP.10 | Dividend Portfolio Update #10

    Dividend Portfolio Update #10 – February 2025 Apologies for the slight delay—let’s jump into our tenth monthly update for this dividend-centric portfolio! Overview • Total Portfolio Value: $1,011.09 (a notable jump from last month’s $803.24) • Number of Holdings: 10 stocks • Key Milestones This Month: • Breaking the $1K Mark: After hovering in the… Read more

  • D.10 | SBUX

    D.10 | SBUX

    A Deep Dive into Starbucks: Brews, Dividends, and a Global Coffee Empire Understanding $SBUX: A Behemoth of Coffee and a Dividend Challenger By Zach Gedal | 30-minute read February 9th 2025 Part 1: Company Overview and Philosophy Part 2: Dividend Philosophy and Sustainability Part 1: Company Overview and Philosophy Introduction Starbucks began as a single… Read more


Hey there, fellow investor!


About Me

Whether you’re here to uncover hidden dividend gems, level up your investing skills, or stay in the loop with the latest market events, you’ve landed in the right spot. This blog dives into the coolest corners of the universe—from practical investing tips to in-depth dividend stock reviews. So grab your portfolio, hit that follow button, and let’s conquer the world of investing together! 🚀


As an investor and lifelong student of finance, I’m passionate about demystifying the world of investing. I started this blog to explore everything from dividend investing and wealth management to broader personal finance education, always with an eye toward long-term value and continuous learning. For me, clarity is key—I love breaking down complex financial concepts into digestible insights that anyone can understand.

My goal is to be a trustworthy, approachable guide on your financial journey. I strive to be both professional and personable, sharing well-researched insights alongside personal anecdotes to show you who I am and why I care. I maintain a conversational yet informed tone because learning about finance should be engaging, not intimidating. That means demystifying the jargon without sacrificing depth or nuance, giving you insights that are both accessible and meaningful.

Above all, I never stop learning—Charlie Munger once said “the game is to keep learning”, and I take that to heart. My curiosity drives me to continually explore new strategies and ideas, so I can bring you fresh insights and time-tested principles that help you invest smarter for the long run. Ultimately, I’m committed to sharing high-quality insights and making smart investing accessible to everyone.